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Janice's Story

As I was reading The 260 Journey about Zacchaeus with my 10-year-old son, the Holy Spirit convicted me of a debt I owed to my car insurance company. They said I owed money for my rental car but I was convinced they were wrong. Then, they terminated my insurance. Now, two years later, I’m at the kitchen table with my son reading about Zacchaeus.

Zaccheus wanted to get right with God and told Jesus, “half of my possessions I will give to the poor, and if I have defrauded anyone of anything, I will give back four times as much.” That word “defrauded” pierced my ears. I encouraged my son to continue reading while I made a phone call. I called Progressive to pay off the debt, but they said the claim was closed and they didn’t have any notes. I insisted they check again, and explained what had happened. I knew I owed them money.

After a few minutes, they said I did have a debt. So, I paid the debt. The agent said they never get calls where people pay their debts. She was shocked and I started to minister to her, telling her how the Holy Spirit convicted my heart.

A few weeks later, I called my agent asking if I could get a better quote than what I had with Liberty Mutual since I had completed my defensive driving course. He said he’d check quotes from various insurance companies. When he called back, he said Progressive would love to have me back and they discounted my premium! I now pay less than I was paying before! Not only am I paying less, but I didn’t have to pay four times my debt! God is always good!

–Janice, Bronx, NY

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